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Professional Liability Insurance

This insurance is essential should your business employs those who perform a service that is professional such as trainers, or massage practitioners. The business has to be covered against negligence claims or damages that happen because of mistakes.

Product Liability Insurance

Then something could go wrong with the product if your company is making, or selling something for the general market. Perhaps the business that takes every precaution and guarantees security can find itself named still in a lawsuit.

Property insurance

Insure the business against fire, storms, theft, and against natural disasters like floods and earthquakes if you believe they could happen in your area. In case of a disaster, you will need to be able to replace or fix the building, the furniture, as well as the equipment that has been lost.

Home-based business insurance

Then you have a lot of different things to consider if your business is in your home. First of all, do not assume you don't need insurance that is extra. Your property owners policy will maybe not cover business losses. It goes both means. Will your home be covered if you have a fire due to something linked to the business? Consult your insurance broker.
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